New Rules for Crypto Staff. What You Need to Know in 2026.
The Estonian FSA (Finantsinspektsioon) is officially adopting new EU guidelines (MiCA) regarding who can work in the crypto industry. Running a crypto business means making sure the team actually knows their stuff before they talk to customers.
Source
The guidelines are available in Estonian and English on the EFSA website.
Key Takeaways
Information vs. Advice
There’s a new bar for expertise. If a staff member is giving professional investment advice, they need to meet much stricter knowledge requirements than someone providing general information.
Annual Check-ups
Companies can’t just hire people and forget about them. They will need to audit the team’s skills at least once a year and provide regular training to keep them up to speed.
The Goal
These rules are rolling out across the whole EU to make the crypto market more professional, build trust, and, most importantly, keep investors safe from bad advice.
When does this start?
The new rules officially kick in on July 28, 2026.